Invest in Worthy Wealth
Help us offer economic security to all. See our offering details below.
Be a Community Wealth Builder
We’re on a mission to help people painlessly build wealth while supporting communities.
Join us in changing the face of finance
Worthy Wealth was launched to harness the power of the crowd – to bring higher-yielding, community-based investments to the masses - while offering people a more secure financial future in the process. We’d love for you to join us.
Isn't it time that the 98% have a better way to build a nest egg?
.png?width=300&height=651&name=WW%20App%20Images%20(1260%20x%202736%20px).png "WW App Images (1260 x 2736 px)")
| 1. "Buy Bonds Button" | 2. Scheduled Recurring Investments | 3. Daily Purchase Round-ups |
 |
 |
 |
|
Manually purchase up to 10,000 bonds per transaction any time using the Worthy app on the web or smartphone. Instant savings boost. |
Pick a staring date, the number of bonds to purchase and a recurring investment period. Watch your savings grow on autopilot. |
We monitor your daily purchases and round them up to the nearest full dollar. When this spare change adds up to $10, it triggers an automatic bond purchase. |
No Fees. No Friction.
Not Your Grandmothers' Bond
Most of us have heard of the old "U.S Savings bonds" that grandparents would give kids on their birthday – by purchasing those bonds, the bondholder is lending money to the government and in just 30 short years they are repaid! Luckily times have changed.
Our bonds at Worthy are digital-only, $10.00 bonds designed to be a way everyday people can earn a solid return – while lending money to community real estate projects. The bonds are corporate bonds, issued by Worthy Wealth subsidiaries, and are backed by portfolios of residential real estate. The bonds are bought and sold with no fees, no friction through an easy-to-use mobile app…and you don’t have to wait 30 years for them to mature!
Putting Worthy Bond Proceeds to Work
When you buy our bonds, the bond sale proceeds are put to work helping developers get their properties in "build ready" status so we can bring more housing to American families. Specifically, we are investing the money to cover the infrastructure development (land preparation, road paving, utilities, and electrical installation) for starter homes strategically located in high-growth suburban markets across the southeast.
Worthy has teamed up with experienced and successful developers who handle all aspects of the "horizontal development" (preparing the buildable lots) for national homebuilders so they can focus on constructing and selling homes without the complexities of land development. The homebuilders have contractually guaranteed the purchase for the fully-developed, single family lots that the Worthy Housing bonds help to fund.
While Worthy still does in-depth underwriting and analysis, this business model allows us to make and service a larger number of loans and investments while controlling overhead.
The U.S. housing market is short 6.5 million homes so our bond sales can play a role in filling this need!
Did you know that three corporations own more than 10% of the houses in metro Atlanta? They buy them and rent them out, which can keep families from building ownership and equity.
Meet Worthy Wealth
How Does It Work?
Most of us know the benefit of eating locally grown foods – they are fresh, full of nutrients, and contribute to our overall health and wellness. But what about nourishing our financial wellness while also fueling our local economies? Community ownership is a rewarding way to build this financial health.
These days, many investors are demanding more than profit from their investment portfolios. They don't just want investments to do well financially, they want them to do good socially. This is where Worthy Wealth comes in!
Worthy is a wealth building platform that helps users painlessly grow a nest egg while benefiting from the security of investments in community real estate. When customers buy our bonds, they are playing a critical role in providing homes for families.
Where do the bonds come from? The bonds are structured by Worthy Wealth and are then submitted to the SEC (Securities and Exchange Commission), which reviews and then qualifies them for public sale. The bond sale proceeds are then invested in community real estate projects and we share the interest earned on those loans and investments with our bondholders. This means the bonds are backed by portfolios of real estate assets.
Along with aiming to offer an attractive yield to investors, our business model is more robust for Worthy as a venture than the "traditional" investment apps which primarily rely on charging small management or transaction fees paid by their customers. Worthy’s model allows us to remain free for customers as we generate our returns through interest earned on the loans and investments we make.
Worthy empowers a new generation of investors to get the growth, yield and access to innovation they deserve while unleashing the power of community capital.
Where you invest your money matters.
Did you know you can make a positive impact in communities will still taking care of your own financial health?
“We have an obligation to be active in the issues of our time…in my case, I’m trying to help people build financial security while making our communities stronger”. Sally Outlaw, CEO Worthy Wealth
Our products don't just look like a good idea on paper. We know there is market demand as our team has sold over $275,000,000 in similar offerings*. In addition to marketing our first proprietary bond product, we have also launched a preferred equity offering (sold over $2,000,000 to date) and envision other investments to build Worthy's enterprise value.
- We provide access to proprietary, higher-yielding alternative investments for the masses
- We intend to design products that pay 7% - 15% annual interest, with no fees or friction
- We will use our bond proceeds primarily to do secured real estate lending and investing
- Our customers can micro-invest with as little as $10.00
- 3 easy ways to buy - including rounding-up spare change to help new investors get started
- Our team has been responsible for selling $275,000,000 in similar bonds to retail customers over the past few years
- Bond sales support housing in our communities
Invest with purpose. It's time to use our money and direct our investments to help shape the world we want to live in.
Earn a Targeted 15% Annualized Return with Senior Living Shares
How it Works
- Shares are only $10 each. Invest as little as $100 (10 shares) or as much as $50,000 (5,000 shares)
- Investments are pooled and used to purchase senior living investment properties.
- Properties are updated, modernized and resold at a profit.
- While the properties are being updated, you earn a 5% dividend in years 1-3, and 7% thereafter.
- When properties are sold, you also receive a share of the profits from each sale in addition to your principal returned.
- After profit sharing and dividends, we are targeting a 15% annualized return
Click on the video above to watch our in-depth webinar about Senior Living Shares.
More Information and Additional Resources
- Investment Type: Shares of preferred equity
- Target Yield: 15% net annualized
- Investment Levels: Minimum $100 (10 shares), Maximum $50,000 (5,000 shares)
- Target Term: 5 Years
- Dividend Payment Schedule: Quarterly 5% yrs 1,2,3 and 7% thereafter. First year dividend will be accrued and paid on or about May 5, 2026, then all dividends will be paid quarterly thereafter
- Profit Dividend Payment Schedule: Your percentage of the profits (based on # of shares you hold) from the sale of properties will be disbursed when each facility is sold.
- Proration: Dividends will be prorated based on the holding period (number of days) for each preferred shareholder.